Surplus funds (also called foreclosure overages or excess proceeds) are the remaining funds left after a property is sold at foreclosure or lien sale and all debts, liens, and costs have been paid. These funds typically belong to the former property owner or their heirs.
Most people are never notified that surplus funds exist. Courts and counties may hold these funds for years. Our free lookup service searches public records to determine whether funds are being held in your name or connected to a past property.
Surplus funds may result from:
Amounts vary widely. Some claims involve a few thousand dollars, while others exceed tens or even hundreds of thousands of dollars, depending on the sale price and liens involved.
Yes. Many jurisdictions impose deadlines or statutes of limitation. Waiting too long may permanently forfeit your right to the funds. It is important to act as soon as possible.
Some claims are straightforward, but many are denied due to missing documents, incorrect filings, or procedural errors. We help avoid delays and denials by ensuring claims are properly prepared and followed through.
We charge no upfront fees. Our compensation is contingency-based and is only collected if funds are successfully recovered. The fee percentage is disclosed in writing before you decide to proceed.
Yes. Certain cases require attorney involvement due to disputes, competing claims, or state-specific requirements. When necessary, we coordinate with licensed attorneys in the appropriate jurisdiction.
Yes. Heirs, beneficiaries, and estates may be entitled to surplus funds. Additional documentation such as death certificates, probate papers, or affidavits may be required.
If multiple parties claim the same funds, the court or agency may require additional review or hearings. We assist in resolving these situations and coordinating legal support when needed.
Timelines vary by county and court. Some recoveries take a few months, while others may take longer due to backlogs, objections, or legal review.
Yes. All information submitted is handled securely and used solely for the purpose of evaluating and processing your claim. We do not sell or share your personal information.
No. Your Money Asset Recovery is not a law firm and does not provide legal advice. We are an asset recovery firm that works in compliance with applicable laws and coordinates with attorneys when required.
We currently assist clients with claims related to properties located in All 50 States in the United States of America.
If no recoverable funds are identified, there is no cost or obligation. Our case review is completely free.